Payinto
Payments & Fintech
Simplifying how people and businesses move, manage and use money.
Learn moreSolutions · Government
We help ministries, departments, agencies and local governments deliver faster, more transparent public services — from citizen portals and digital payments to internal workflows and real-time dashboards for decision makers.
The challenge
Manual forms and offline approvals slow down services and frustrate citizens.
Cash handling and fragmented collection make internally generated revenue hard to track.
Leaders lack timely, reliable data to plan, monitor and report on programmes.
What we build
E-government portals, revenue collection, licensing and citizen services for federal, state and local government.
One front door for applications, requests, status tracking and feedback — on web and mobile.
Digital assessments, bills and payments with reconciliation and real-time collection reports.
End-to-end application, review, approval and certificate issuance with QR verification.
Secure digital records and workflows that replace paper files and manual routing.
Real-time performance dashboards for leadership and transparent public reporting.
Fast, accessible, secure websites for agencies, programmes and public office holders.
Artificial intelligence
We put practical, responsible AI to work — built into your systems, trained on your processes and designed to protect your data.
Explore AI & automationAI assistants that answer questions and guide citizens through services, 24/7.
Extract and verify data from forms, IDs and certificates automatically.
Forecast revenue, detect leakage and surface trends for better decisions.
How we deliver
One team for strategy, design, engineering and support — the same team that builds and runs Retenvo’s own products.
Relevant services
AI assistants, predictive analytics, dashboards and automation built into your workflows.
Enterprise systems, SaaS and APIs engineered for scale and reliability.
Fast, accessible experiences on web, iOS and Android — even on low bandwidth.
Collections, payouts and wallets via Payinto and leading gateways.
Data protection by design in line with the NDPA, GDPR and sector rules.
Secure hosting, monitoring and continuous delivery that keep you online.
Ready-made products
Use our products as they are, or as building blocks within a custom solution.
Payments & Fintech
Simplifying how people and businesses move, manage and use money.
Learn moreBusiness & Enterprise
ERP, business management and automation software for SMEs and growing enterprises.
Learn moreYes. We can respond to tenders and RFPs, provide detailed proposals and documentation, and structure delivery in phases with clear milestones and acceptance criteria.
Systems are designed for data protection from day one, in line with the Nigeria Data Protection Act 2023 — with role-based access, audit trails, encryption and data hosted to your requirements.
Yes. We integrate with payment gateways, identity verification services and existing databases through secure APIs.
It depends on scope. A focused first release typically takes 6–12 weeks; larger platforms are delivered in phases so you see value early. We agree a clear timeline and milestones before work begins.
Yes. We offer hosting, monitoring, maintenance and continuous improvement plans so your platform stays secure, fast and up to date.
Tell us about your organisation and the problem you want to solve. We will come back with ideas, a plan and a free quote.